Check Out These Suggested Affiliates! Just for you from the affiliates of our web site! Please take advantage of the following special offers...
Insurance Agent
H.B. Cantrell Insurance Company. Ask for John Cantrell or Tracy Suggs, 704-954-9000
Real Estate Attorney
Both KC & I have used Greg Kunkleman for our real estate closings for over 20 years.
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
 See More Real Estate Trivia > |
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KC and Eileen Covington, The Charlotte Home Team
The Covington Group
2115 Rexford Road
Charlotte, NC 28211
Eileen Cell Phone: 704.451.0688
KC Cell Phone: 704.779.1949
Office Phone: 704.451-0688
Fax: 704.602.0522
Alt Fax: 704.602.0522
Eileen Email: ehc@kwcharlotte.com
KC Email: kc@kwcharlotte.com
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