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H.B. Cantrell Insurance Company. Ask for John Cantrell or Tracy Suggs, 704-954-9000
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Eileen Howe Covington, GRI


	KC Covington

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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?
A	Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
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KC and Eileen Covington, The Charlotte Home Team, REALTOR®, real estate agent and broker for Charlotte, Matthews and Huntersville North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

KC and Eileen Covington, The Charlotte Home Team
Keller Williams Charlotte
2115 Rexford Road
Charlotte, NC 78211
Eileen Cell Phone: 704.451.0688
KC Cell Phone: 704.779.1949
Office Phone: 704.602.0422
Fax: 704.602.0522
Alt Fax: 704.602.0522
Eileen Email: ehc@kwcharlotte.com
KC Email: kc@kwcharlotte.com
Our mission is to create lifelong relationships that will provide our clients with a caring, experienced, knowledgeable and professional resource for all their real estate needs. We will champion our clients objectives and help them to make the best decision for themselves and their families, now and in the future.

www.TheCharlotteHomeTeam.com is brought to you by KC and Eileen Covington, The Charlotte Home Team
NUMBER1EXPERT™ in real estate for Charlotte, Matthews and Huntersville, North Carolina

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